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Many jewelry consumers don't realize how important it is to insure your jewelry purchases correctly. Most homeowner policies do not cover jewelry. As such, if jewelry is not covered on a "Rider" or "Floater" in conjunction with your homeowner policy, then there may not be adequate coverage — and may not be any coverage at all — if a loss occurs.
If you're concerned about insurance coverage for your jewelry, talk to your insurance agent, or investigate taking out an separate policy.
Jewelers Mutual Insurance Company offers excellent coverage options for your jewelry purchases. You can find out more about them, the services they offer, and how their policy compares to your homeowners policy, by visiting their web site at www.jewelersmutual.com. |